These Terms & Conditions of Use (the Terms) set out the Terms by which you may make use of our website PensionFinder.ae. Use of PensionFinder.ae includes accessing, browsing, or registering to use PensionFinder.ae.

It is important that you carefully read these Terms before you use PensionFinder.ae, as they apply to your use of PensionFinder.ae. Please feel free to download or print a copy of these Terms for your own future reference. It is your responsibility to ensure you are aware of the nature of these Terms and how they may affect your use of PensionFinder.ae.

By using PensionFinder.ae, you confirm that you accept these Terms and that you agree to comply with them. If you do not agree to these Terms, you should exit PensionFinder.ae immediately and we request that you do not use our service.

For information on how we use personal data that we may collect through ProtectYourFuneral.co.uk and/or in relation to the services that we provide via ProtectYourFuneral.co.uk please see our Privacy Policy.For details on our use of Cookies please see our Cookies Statement contained within our Cookies Policy. Both our Privacy Policy and our Cookies Statement are incorporated by reference into this document.

About us

Pension Finder is a trading style of Luma Media which is a trading name of Impressia International DMCC, Registered with the Information Commissioners Office number ZA279521. Registered office address: Mazaya Business Avenue, JLT, Dubai, United Arab Emirates

Accessing PensionFinder.ae

• Access to PensionFinder.ae is permitted on a temporary basis, and we reserve the right to withdraw or amend the service which we provide on PensionFinder.ae without notice (see below). We will not be liable if for any reason PensionFinder.ae is unavailable at any time or for any period.
• From time to time, we may restrict access to some parts of PensionFinder.ae, or the entire Website, to users who have registered with us.

 

Intellectual property rights

• All Intellectual Property Rights (including, without limitation, all database rights, rights in designs, rights in know-how, patents and rights in inventions (in all cases whether registered or unregistered and including all rights to apply for registration) and all other intellectual or industrial property rights in any jurisdiction) in any information, content, materials, data or processes contained in or to this website belong to Luma Media/Impressia International DMCC or its licensed source. All rights of Luma Media/Impressia International DMCC in such Intellectual Property Rights are hereby reserved.
• You may print off a copy and may download extracts, of any page(s) from PensionFinder.ae for your personal use.
• You must not modify the paper or digital copies of any materials you have printed off or downloaded in any way, and you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

 

Accuracy Of Information

• Luma Media/Impressia International DMCC does not represent that the information contained in this website is accurate, comprehensive, verified or complete, and shall accept no liability for the accuracy or completeness of the information contained in this website or for any reliance placed by any person on the information.
• We aim to update our site regularly and may change the content at any time. If the need arises, we may suspend access to our site, or close it indefinitely.
• We reserve the right to change these terms and conditions at any time by posting changes on PensionFinder.ae. It is your responsibility to review PensionFinder.ae terms and conditions regularly to ensure you are aware of the latest terms and conditions. Your use of this website after a change has been posted will be deemed to signify your acceptance of the modified terms and conditions.

 

Liability

• To the extent permitted by law, we exclude all conditions, warranties, representations, or other Terms which may apply to PensionFinder.ae or any content on it, whether express or implied.
• We cannot guarantee that the Provider will authorise any particular application. This may be as a result, directly or indirectly, of a systems problem, issues which are unforeseeable or outside of our control or that of the Providers, or because information has been provided incorrectly. Accordingly,
• We shall not be liable for any loss you may suffer unless we have been negligent or not acted in accordance with these Terms and Conditions or unless otherwise required by UK law. In the event that You do not use this form with reasonable care and in accordance with these terms and conditions or We discover or are notified that You are using this form fraudulently, We, the Lender, Broker, Provider or Finance Provider reserve the right to charge You for any reasonable costs that We may incur in taking action to stop You using the form and recover any monies owed as a result of Your activities.

 

Communication

Unless stated otherwise we may contact you via means of telephone, SMS, and email to provide information and alerts relating to your application and or services we think may be of interest to you.

 

Acceptable Use

You may only use our site & iframe form for lawful purposes. You may not use our site/form:

• In any way that breaches any applicable local, national, or international law or regulation.
• In any way that is unlawful or fraudulent or has any unlawful or fraudulent purpose or effect.
• To upload or transmit through the form: any computer viruses or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer
• To upload or transmit through the form: any material which is defamatory, offensive or of an obscene character.

 

Links From PensionFinder.ae

Where our site contains links to other sites and resources provided by third parties, these links are provided for your information only. We have no control over the contents of those sites or resources and accept no responsibility for them or for any loss or damage that may arise from your use of them.

 

Jurisdiction

PensionFinder.ae & form is controlled and operated from the United Arab Emirates. These Terms and any non-contractual obligations arising out of or in connection with these Terms will be governed by the laws of the United Arab Emirates and you irrevocably agree to submit to the exclusive jurisdiction of the UAE courts.

Your Right to be Forgotten / Erasure Of Your Personal Information

Under the General Data Protection Regulation (GDPR), all individuals have the right to request the deletion or removal of personal data (the right to be forgotten) under the following circumstances:

• Where the personal data is no longer necessary in relation to the purpose for which it was originally collected/processed.
• When the individual withdraws consent.
• When the individual objects to the processing and there is no overriding legitimate interest for continuing the processing.
• The personal data was unlawfully processed (i.e. otherwise in breach of the GDPR).
• The personal data has to be erased in order to comply with a legal obligation.
• The personal data is processed in relation to the offer of information society services to a child.

There are some circumstances where the right “to be forgotten” does not apply i.e. where we need to comply with a legal obligation.

If you wish to request your “right to be forgotten” please email: compliance@lumamedia.co.uk